Medical Malpractice Takaful - professional indemnity insurance or takaful

Medical Malpractice Takaful 

What is Medical Malpractice Takaful ?

A specially design product that provide individual medical practitioners with financial relief in the event of medical malpractice liability claim.

the certificate offers a suit of professionals liability takaful solutions that addresses todays's complex healthcare industry

Medical malpractice cases arise when a patient is harmed by a doctor or nurse (or other medical professional) who fails to provide proper health care treatment. Fortunately, doctors, nurses, and hospitals make mistakes in a small number of cases

http://english.astroawani.com/malaysia-news/medical-negligence-court-awards-girl-9-rm2-78-million-37314

Note: According to the Medical (Amendment) Act 2012, doctors are required to produce evidence of professional indemnity insurance or takaful cover when renewing their Annual Practising Certificate. For more information, please refer to the Malaysian Medical Council's website at 

www.mmc.gov.my  

Coverage includes

 i) Medical incident claim - loss resulting from any claim arising from a medical incident by the member in the provision of healthcare services 

ii) Legal representation at inquiry - loss (up to certain sub-limit) incurred directly or in connection with member co-operating with an inquiry  

iii) Vicarious liability* - Loss resulting from any claim against the member arising from any act, error or omission of any locum doctor covering the duties of the member in the provision of professional healthcare services for which the member is legally liable

Why do I need an individual medical practitioners indemnity?

This scheme safeguards you against allegations of malpractice. While your employer may provide coverage for you, it may not be enough to cover you in all cases. Your employer's policy is designed to preserve the employer’s needs and interests first

i.Professional negligence by action, error or omission by a healthcare provider.

ii.Treatment provided falls below accepted standard of practice.

iii.Causes bodily injury, mental injury, illness, sickness or death to the patient.

WHY US

1. First Shariah based indemnity plan 
2. Contribution is based on Category of Practitioners
3. Comprehensive and clear certificate
4. Full Retroactive cover (for existing Participant)
5. Fast-response claim team
6. Easy access to marketing team
7. Experienced lawyers on medico-legal cases

 BENEFITS

1. • Full Retrospective Cover for Participant who currently has similar and uninterrupted cover
   • Unlimited Run Off Cover with structured additional contribution
   • Medical Incident cover for loss resulting from a medical incident by the Participant in the provision of healthcare services
   • Legal representation at inquiry cover (up to certain sub-limit) incurred directly or in connection with Partidpant co-operating with an inquiry
   • Vicarious liability cover arising from any act, error or omission of any locum doctor covering the duties of the Participant in the provision of professional healthcare services for which the Participant is legally liable.
   • Good Samaritan Acts cover for any loss resulting from a Claim or Inquiry arising from the provision of emergency first aid services.
   • Defamation cover for any loss resulting from a claim for unintentional defamation by the Participant in the provision of Professional Healthcare Services
   • Intellectual Property Infringement cover for any loss resulting from a claim for unintentional infringement of any intellectual property right (other than patent right) by the Participant in the provision of Professional Healthcare Services
   • Loss of Documents cover for any loss resulting from a claim for the loss of, damage to or destruction of documents for which the Participant Is legally responsible in the provision of Professional Healthcare
   • Emergency Defence Costs and Legal Representation Expenses cover, in the event it is not possible for the Participant to obtain underwriter's written consent prior to the incurring of defence costs or legal representation expenses
   • Advancement of Defence Costs and Legal Representation Expenses cover within 30 days of receipt and approval of an invoice for such defence costs or legal representation expenses
   • Cyber and Privacy Infringement cover for any loss resulting from a claim or an Inquiry for any unintentional Cyber and Privacy Infringement by the Participant in the provision of professional healthcare services

Automatic Extensions

 

1.Good Samaritan Acts

2.Defamation

3.Unintentional Intellectual Property Infringement

4.Loss of Documents

5.Automatic Run Off Cover

6.Emergency Defence Costs and Legal Representation Expenses

7.Advancement of Defence Costs and Legal Representation Expenses

     Our Panel Lawyer:-

1)Azim Tunku Farik http://www.atfw.com.my/practice_areas_litigation.asp

2)Chan Ban Eng https://cbe.law/

3)Jayadeep Hari & Jamil MEDICAL MALPRACTICE

The total annual contribution that you have to pay may vary depending on medical specialty (as stated in the subsscription rate table), limit of liability, claim experience and other underwriting consideration.

Doktor adalah kerjaya yang sangat profesional..
Jom protect profesionality anda.
Professional Indemnity Insurance for Medical Professionals
Protecting you while you heal others.

Underwriten by:-

SYARIKAT TAKAFUL MALAYSIA AM BERHAD

Menara Takaful Malaysia

No.4, Jalan Sultan Sulaiman

50000 Kuala Lumpur, Malaysia

Tel: 03-2268 1984

Fax: 03-2273 8561

Email:annajuhana@gmail.com / 012.380.93.02